1. Introduction
This Privacy Policy describes how insoloan.xyz (“Company”, “we”, “us”, or “our”) collects, uses, and discloses personal information when you visit or use our website at https://insoloan.xyz (the “Service”).
By accessing or using the Service, you acknowledge that you have read, understood, and agree to this Privacy Policy.
2. Information We Collect
A. Personal Information You Provide
- Contact details (name, email, phone number)
- Identity and authentication data (e.g. login credentials)
- Financial or transaction information (only if you engage with loan or payment features)
B. Usage & Technical Information (automatically collected)
- IP address, browser type, device model and OS, language, time zone
- Pages visited, duration, navigation patterns, referrer URLs
- Cookies, web beacons and tracking IDs
3. How We Use Your Information
We may use your information to:
- Provide, operate, and maintain the Service
- Manage your account, registration, identity verification
- Communicate updates, support messages, and confirmations
- Improve the Service through analytics and user experience testing
- Offer promotions and marketing if you opt‑in
- Fulfill legal or regulatory obligations
4. Sharing & Disclosure of Your Information
We may share your personal data with:
- Service Providers: third parties assisting with maintenance, analytics, communications
- Legal Requirements: if required by law, court order, or governmental authority
- Business Transactions: during a merger, sale, or reorganization
- Your Consent: if you opt‑in to third‑party marketing or features
We do not sell or rent your personal data to third parties for marketing purposes.
5. Cookies & Tracking
We use cookies and similar technologies to:
- Enable essential functionality (e.g. session management)
- Remember preferences (language, login state)
- Perform analytics and improve performance (e.g. Google Analytics)
You can disable cookies in your browser settings—but doing so may limit parts of the Service.
6. Data Retention
We retain personal data only as long as necessary for the purposes outlined above or to comply with legal obligations. Usage and analytical data may be retained in anonymized or aggregated form longer.
7. Security
We implement reasonable technical, administrative, and physical safeguards to protect your personal information. However, no method of transmission or storage is completely secure, so we cannot guarantee absolute protection.
8. Children’s Privacy
Our Service is not directed to children under 13 (or the applicable local age). We do not knowingly collect personal information from children under that age. If we learn we’ve collected data from someone below that age, we will delete it promptly.
9. Your Rights (Depending on Jurisdiction)
You may have the right to:
- Access, correct or delete your personal data
- Object to or restrict processing under certain legal frameworks
- Withdraw consent where processing depends on it
- Port your data to another service provider
To exercise these rights, contact us at the details below.
10. International Transfers
Your information may be transferred to and stored in locations outside your country of residence. Where such transfers occur, we ensure appropriate safeguards are in place (e.g., contractual protections or compliance with legal frameworks).
11. Links to Third‑Party Sites
Our Service may include links to third‑party websites. This Privacy Policy does not apply to any external sites; we are not responsible for their privacy practices. Please review their respective policies before providing personal information.
12. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you via a posting on the Service and, where appropriate, by email. The “Last Updated” date at the top will reflect the date of revision. Continued use of the Service after changes implies acceptance.
13. Contact Us
If you have any questions or requests regarding this Privacy Policy, please contact us at:
support@insoloan.xyz (or your designated contact email)